Automobile Operating Cost Figure the Full Cost of Owning Your Vehicle


Compare Operating Costs

When buying a car most people fail to consider ALL of the expenses that will be generated by their purchase. And because nearly all car buying scenarios come with different variables (depreciation rates, interest rates, purchase prices, insurance costs, mpg ratings, etc.), it becomes extremely difficult to compare one buying scenario with another...until now that is. This calculator will not only help you to forecast the REAL COST of buying and owning a car, but it will also help you to more accurately compare the real cost of one car buying scenario with the real cost of a second car buying scenario.

Shortcut: Fill in all the blanks in the Scenario #1 column and then click on "Copy #1 to #2." This will automatically copy Scenario #1 values into the Scenario #2 column.

Entry Description Vehicle #1 Vehicle #2
Total price of the car, including options:
Sales-tax (%):
Annual licensing cost:
Extended warranty cost, if applicable:
Financing this vehicle?:
Down-payment ($):
Interest Rate (APR %):
Loan term (years):
Annual insurance premium:
Miles you expect to drive annually:
Estimated MPG rating:
Gasoline Cost per Gallon:
Car age (years):
Anticipated ownership length (years):
Estimated monthly maintenance & repair cost:
Tax, License, and Extended Warranty Costs:
Depreciation Costs:
Finance Costs:
Insurance Costs:
Fuel Costs:
Maintenance & Repair Costs:
Total cost of buying and owning the car:
Annual cost to own and operate this vehicle:
Cost per mile:

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